Fix & Flip

Obtain fast funding for the purchase & rehab of non-owner occupied properties through our After Repair Value loan program.

Landlord Loans

Take advantage of longer term financing options for real estate investors who are looking to buy and hold properties for rental income.

Bridge Loans

Access short–term bridge financing options for non-owner occupied residential, commercial & mixed-use properties.

Financing for Your Real Estate Investments

We work to get you the best terms in the marketplace

Blue Diamond Alternative Funding is a nation-wide leading commercial finance lender. No matter what type of project you are looking to finance, we have a lending solution to help you. We provide fix & flip loans, landlord loans, and short term bridge loans on commercial and residential properties in almost all the United States.

Blue Diamond Alternative Funding is composed of a cohesive team of financial professionals who are seasoned, certified, and boast equal parts experience and expertise. With our services and partnerships with other distinguished lenders, we can invariably find an effective solution for all of your real estate investment needs. Unlike a traditional bank or local lending institution, which strictly lend to the most credit-worthy businesses and individuals, we teamed up with a wide range of national lenders in order to obtain the financing on the terms you need to advance in your real estate investment career and business.

Loan Programs

Fix & Flip

Financing for up to 85% of the purchase price + up to 100% of the renovation costs, not to exceed 75% of the after repair value. Prior real estate investing experience is preferred but this program is available to first time investors.

  • Term: 12 Months
  • Loan Amount: $75k to $2.5M+
  • Property Types: Non-owner occupied 1-4 Family Residential Real Estate; Condos; Townhomes; Multi-Families (5+); Mixed-Use Properties
  • FICO: 600 minimum
Landlord Loans

This program offers a 30 year term and rates starting at 5.99% to ensure that our customers have true long-term financing options.

  • Term: 30 Years
  • Loan Amount: $75k to $1M
  • LTV
    Purchase – Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
    Refinance – Up to 75% of the As-Is Value
    Cash-Out – Up to 70% of the As-Is Value
  • Property Types: Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD)
  • FICO: 660 Minimum
  • Property Value: ”As-Is” Appraised Value Must Be Greater Than $100k
  • Property Debt-To-Income Ratio (PDTI): 75% and 85%, based on property value
Bridge Loans

Short-term bridge financing options for real estate investors for a multitude of non-owner occupied properties. Cross-collateralization options are available. A six-month extension is available for our 18-month bridge loan (a 2% fee will apply).

  • Term: 12 Months & 18 Months
  • Loan Amount: $50k to $2.5M+
  • LTV
    Up to 85% of the Purchase Price;
    Up to 70% Refinance;
    Up to 65% Cash-Out
  • Property Types: 1-4 Family & Multi-Family Non-Owner Occupied Real Estate; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use Properties
  • FICO: 600 minimum
Commercial Real Estate Financing

This commercial real estate program offers fast, permanent mortgage financing with a low documentation process. We offer stated income, no tax return loans and real estate can be held as an investment or occupied by the owner’s business (no personal residences)

Purchase, refinance and cash-out refinance (no cap on cash-out) programs are available nationwide except in AZ, MI, ND, NJ, NV, OR, SD, TN and VT.

Loans on 1 to 4 unit residential, 5+ unit multifamily, mixed-use, office, retail, warehouse, industrial, mobile home parks, self-storage, auto-service, auto-dealers, daycare, restaurants and bars. 24-hour pre-approval, there is no upfront credit pull and no upfront fees!

  • $500,000 to $5,000,000
  • Rates from 6.5% to 9.5%
  • 3, 5, 7 & 10 Years Fixed
  • 30 Year Amortizations
  • 620 Credit Minimum
  • Up to 80% LTV (loan-to-value)
  • Unrestricted Cash-Out
  • 3 or 5 Year Prepay Penalty
  • Close in < 30 Days
  • No Balloon Payments
  • No Ongoing Reporting