Financing for Your Real Estate Investments
We work to get you the best terms in the marketplace
Blue Diamond Alternative Funding is a nation-wide leading commercial finance lender. No matter what type of project you are looking to finance, we have a lending solution to help you. We provide fix & flip loans, landlord loans, and short term bridge loans on commercial and residential properties in almost all the United States.
Blue Diamond Alternative Funding is composed of a cohesive team of financial professionals who are seasoned, certified, and boast equal parts experience and expertise. With our services and partnerships with other distinguished lenders, we can invariably find an effective solution for all of your real estate investment needs. Unlike a traditional bank or local lending institution, which strictly lend to the most credit-worthy businesses and individuals, we teamed up with a wide range of national lenders in order to obtain the financing on the terms you need to advance in your real estate investment career and business.
Financing for up to 85% of the purchase price + up to 100% of the renovation costs, not to exceed 75% of the after repair value. Prior real estate investing experience is preferred but this program is available to first time investors.
- Term: 12 Months
- Loan Amount: $75k to $2.5M+
- Property Types: Non-owner occupied 1-4 Family Residential Real Estate; Condos; Townhomes; Multi-Families (5+); Mixed-Use Properties
- FICO: 600 minimum
This program offers a 30 year term and rates starting at 5.99% to ensure that our customers have true long-term financing options.
- Term: 30 Years
- Loan Amount: $75k to $1M
Purchase – Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
Refinance – Up to 75% of the As-Is Value
Cash-Out – Up to 70% of the As-Is Value
- Property Types: Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD)
- FICO: 660 Minimum
- Property Value: ”As-Is” Appraised Value Must Be Greater Than $100k
- Property Debt-To-Income Ratio (PDTI): 75% and 85%, based on property value
Short-term bridge financing options for real estate investors for a multitude of non-owner occupied properties. Cross-collateralization options are available. A six-month extension is available for our 18-month bridge loan (a 2% fee will apply).
- Term: 12 Months & 18 Months
- Loan Amount: $50k to $2.5M+
Up to 85% of the Purchase Price;
Up to 70% Refinance;
Up to 65% Cash-Out
- Property Types: 1-4 Family & Multi-Family Non-Owner Occupied Real Estate; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use Properties
- FICO: 600 minimum
This commercial real estate program offers fast, permanent mortgage financing with a low documentation process. We offer stated income, no tax return loans and real estate can be held as an investment or occupied by the owner’s business (no personal residences).
Purchase, refinance and cash-out refinance (no cap on cash-out) programs are available nationwide except in AZ, MI, ND, NJ, NV, OR, SD, TN and VT.
Loans on 1 to 4 unit residential, 5+ unit multifamily, mixed-use, office, retail, warehouse, industrial, mobile home parks, self-storage, auto-service, auto-dealers, daycare, restaurants and bars. 24-hour pre-approval, there is no upfront credit pull and no upfront fees!
- $500,000 to $5,000,000
- Rates from 6.5% to 9.5%
- 3, 5, 7 & 10 Years Fixed
- 30 Year Amortizations
- 620 Credit Minimum
- Up to 80% LTV (loan-to-value)
- Unrestricted Cash-Out
- 3 or 5 Year Prepay Penalty
- Close in < 30 Days
- No Balloon Payments
- No Ongoing Reporting